www.citi.com/credit-cards – Choose The Best Citi Credit Card For You
Citibank was founded in 1812 in New York as a consumer division of financial services for the multinational Citigroup. It became the first National City Bank of New York much later. The bank provides lines of credit, mortgages, credit cards, commercial and personal loans.
The advancement of technology has brought so many benefits to people’s lives. Everyone these days wants to have a fast life, where they don’t have to toil much. Almost everything has become online, and we all want our money managing through online as well. In this scenario, if you have a credit card from Citibank, you can have many more advantages such as, offers and discounts, cash-backs, money transfer, check the balance and so on. Citibank offers their customers the best benefits through their credit cards, which is indeed needed to make life faster pacing and easier than before.
Choose the best credit card for you
Citibank offers many types of credit cards for you, all you have to do is to choose the one that fits you the best. The bank provides simplicity credit cards, advantage cards, dividend credit cards. Thank you cards, diamond credit cards and so on. Each and every card has their own facilities and benefits. Before applying from any of these cards, you have to be aware of some factors, which will be helpful at the time you choose your card.
Credit limit- It’s the limit of the amount the bank will provide you. Before you apply for a card you have to tell the bank about your financial status based on that the bank will offer you a credit card, or you can choose the one.
Cost and fees- Each credit card consist of different fees and cost. You have to check all of that first. Check the annual fee, interest rate and everything regarding fees and cost. After checking all of that, you can apply for the suitable one.
Rate of interest
If you don’t pay the full amount interest rate will be deducted from your account. So make sure the APR rate before you apply for the same.
Grace period- Check the grace period, by which you don’t have to pay anything if the loan is offered to you. Check that the card offers you a longer period of grace.
Offers and rewards- Check for the various offers and rewards you will get with a card. See the redeeming ways of the rewards. You have to ensure if you can enjoy the benefits or not.
Before choosing a credit card from Citibank, you have to make sure of these above-mentioned points, to have an elongated and disturbance-free service.
Application for a Citi credit card
If you have considered all the points of choosing a credit card, then you have to choose and apply for one.
- Go to the www.citi.com/credit-cards/citi.action
- Select the card you have decided to go with
- Press on the ‘Apply now’ button
- You will be asked to provide your personal details, such as address, social security number, date of birth, phone number.
- You have to put your financial information here too
- There will be terms and condition after that.
- You have to read those, and agree with them.
- After agreeing to the terms and conditions you have to press on ‘Submit’ button.
If your application gets approved you will get the card via mail within 14 working days. After receiving the card you have to activate it to avail all the services of it. The activation only takes a few minutes, and you will be all set to use the card.
If you face any problem regarding the application of your Citi credit card you can always contact on the number- 1-800-347-4934 (24/7).