How to Apply for Business Advantage Cash Rewards Mastercard

The Bank of American Business Advantage Cash Rewards Mastercard credit card is belonging to the BOA’s premier credit cards. It is one of the best cashback cards for businesses. At gas stations and office supply stores, you can earn a lot of cashback points using this card. So, it is highly appreciated for those who are highly lucrative for any business simply looking cashback. If you are an existing Bank of America customer, then you should apply for this card.

Benefits of Business Advantage Cash Rewards Mastercard:

There are the following benefits you will get with the Business Advantage Cash Rewards Mastercard:

• You will get a $300 statement credit bonus offer on minimum spending of $3,000 within 90 days from the day of your account opening.
• On dining out, you will receive a flat 2% cashback using this card.
• On all your other purchases, you will receive an unlimited 1% cashback on all your other purchases.

Rates and Fees of Business Advantage Cash Rewards Mastercard

Rates

• APR for Purchase: For the first 9 billing cycles, there will be no intro APR for purchase. After that, your intro APR for purchase will be 12.24% to 22.24%, depending on your creditworthiness.
• APR for Balance Transfers: For the balance transfer your intro APR will be 12.24% to 22.24%, depending on the creditworthiness.
• APR for Cash Advance: For the cash advance, your intro APR will be 24.44%.

Fees

• Annual Fee: There will be no annual fee for the Business Advantage Cash Rewards Mastercard.
• Balance Transfer Fee: For your each balance transfer, you will be charged 4% of the amount or at least $10 minimum.
• Cash Advance Fee: For each cash advance, you will be charged 4% of the amount or at least $10 minimum.
• Late Payment Fee: If your balance if less than or equal to $100, then $19, if $100.01 to $1,000, then $29, if $1,000.01 to $5,000, then $39 and if your amount is greater than $5,000, then the fee will be $49.

How to Apply for Business Advantage Cash Rewards Mastercard

You just need to follow some of the basic instructions to complete the application process. You might face a few difficulties for the first time, in that case, you can simply follow these instructions below:

• First, you have to visit this link www.bankofamerica.com/smallbusiness/credit-cards/products/cash-rewards-business-credit-card.
• There, you just need to click on the Apply Now option.

 

 

 

• Then, provide your business name on the first filed.
• Then, again enter your business name as it appears on your card.
• Then, you have to provide your business address and phone number.
• Provide your business legal and financial information.
• After that, you have to provide your personal information.
• Then, accept the terms and conditions by checking the box.
• After that, simply click on the Continue button for further steps.

How to Activate Business Advantage Cash Rewards Mastercard

Online Method

In order to activate your Business Advantage Cash Rewards Mastercard, you have to log in to your Bank of American Account. If you don’t have a Bank of America online account, then simply create one. After login to your account, you can easily activate your BOA Credit Card.

By Phone

You can also activate your Bank of American Credit Card over your phone. To activate your credit card over your phone, you need to call at 800.276.9939. After calling on this number, you have to follow the automated call service to activate your credit card.

 

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How to Pay Bank of America Credit Card Bill

You will get several methods to pay your BOA credit card bill. You can follow any method, which is more convenient for you:

Online Method

The online method is the best and easiest way to make the payment. For this method, you must have access to your Bank of America Online account. If you have your login credentials, then you can follow the instructions below:

• First, you have to visit the official website of the Bank of America.
• By clicking on this link www.bankofamerica.com, you will be redirected to the website.
• On the website, you will get the login section on the right side of the homepage.
• There, you need to provide your user id and password on the given fields.
• After that, simply click on the Sign In option.

 

 

• After entering your account, you can make the payment very easily.

Pay by Phone

You can also make the payment over your phone. To make the payment, you have to call at 800.239.6497 and follow the automated call service to complete your payment.

Pay by Mail

You can send a check or money order by mail. To pay your credit card bill, send your payments to this address below:

Credit card payments

Bank of America

PO Box 15019

Wilmington, DE 19850-5019

If you want to make the overnight payment, then send your fund to this address below:

Bank of America

Attn: Payment Processing

1000 Samoset Drive

Wilmington, DE 19884-2332

Pay in Person

You can also make the payment in person. Pay your credit card bill at any of your nearest Bank of America locations. To find your nearest BOA location, you have to click on this link locators.bankofamerica.com. Then, provide your address or zip code to find your nearest BOA branch or ATM.

 

Conclusion:

If you are a small business owner and looking for a flexible cash-back card, then you can go for the Business Advantage Cash Rewards Card. The application process for the Business Advantage Cash Rewards Card is very easy. You might face a few difficulties while applying for this card. In that case, you can follow the above-mentioned instruction.