www.searscard.com – Sears Credit Card Account Login Guide
Sears Credit Card Apply & Account Login Online
Citi provides the Sears Credit Cardholders a safe and secure online portal to manage their card account online and enjoy all the features and benefits of the service. Using this digital platform, the Sears Credit Card users can pay the bills, track account activity, activate and set alerts, get exclusive offers and more at any time any device easily at their convenience.
How to Apply for a Sears Credit Card Online
Sears Credit Card is offered to the residents of the United States and its Territories, who have reached at least 18 years of age or older. The interested customer can apply for it online from the official Sears Credit Card website. Applying for a new Sears Credit Card or Sears Shop Your Way Mastercard online is very easy and simple and takes no longer than a few minutes to complete.
In order to begin the application procedure over the web, you can visit www.searscard.com and click the “Apply now for a Shop Your Way Mastercard” or “Apply now for a Sears Card” link located below ‘Not A cardmember?’ at the upper middle portion of the page. Again, click on the “APPLY NOW” button if you choose to open a Sears Shop Your Way credit card.
After you enter the application page, you will be required to fill out an online form providing some of your personal, contact and financial information such as
- First Name
- Middle Initial
- Last Name
- Email Address
- Street Address (No PO Box)
- Zip Code
- Primary Phone Number (Mobile or Home)
- Monthly Mortgage or Rent Payment
- Residence Status
- Total Annual Net Income
- Social Security Number
- And Date of Birth
You may also be asked to provide your driving license or other identifying documents to obtain further identification information about you. Review all the important information about procedures for opening a new Sears credit card account including the Terms and Conditions Agreement; Disclosures and other Statements. Select the two checkboxes, one is required and another optional. Click on the “Submit Application” button when you are complete all the fields rightly. Follow the prompts and wait to see the result of your Sears credit card online application.
For the approval, you must meet all the credit qualification criteria and your credit limit will be determined by your income and the debt including that listed on your credit report. If approved you will get your card in the mail within 14 business days. The amount of your credit limit will be informed to you when you receive your new Sears Card.
Sears Shop Your Way Mastercard Features & Benefits
The Sears Credit Cardholders can enjoy the following benefits for opening a new Sears Shop Your Way Mastercard Credit Card Account.
- Receive $20 Statement Credit for spending $30 in eligible purchases in the first 30 days of the new account.
- Earn points on everyday purchases i.e. 5% in points at gas stations, 3% grocery stores and restaurants, 2% at Sears & Kmart, and 1% in all other eligible purchases on the first $10,000 of combined purchases per the calendar year.
- Earn up to 5% in extra Shop Your Way points at hundreds of local restaurants with Shop Your Way Card link on top of your 3% back in points on your qualifying restaurant purchases.
- Participate in the Shop Your Way Additional Category Earn Program to earn more points at more places
- Get exclusive offers, great deals to more points and save a ton as well as discover offers from hundreds of participating online merchants.
- Redeem the points conveniently within a week at shopyourway.com or Shop Your Way app.
- No Annual Fee
- Use the card everywhere Mastercard is accepted worldwide.
- $0 liability on unauthorized purchases and Citi Identity Theft Solution.
- Easy Card Management with 24/7 Sears Credit Card Online Account Access and bill payment
Rates & Fees
- APR for purchases: 27.24%
- APR for balance transfer: 27.24%
- APR for cash advance: 29.15%
- Minimum Interest Charge: $2
- Annual Fee: $0
- Cash Advance Fee: Either $5 or 5% of each amount, whichever is greater
- Foreign Purchase Transaction Fee: 3% of each purchase transaction in US dollars
- Late Payment Fee: Up to $39
How to Register for Sears Credit Card Online Access
To manage your Sears Credit Card Account online anytime and take advantages of the Online Account Access Service by Citi like view the statement and transaction history, make payments, add an authorized user, track the earned points, receive exclusive offers and more, you first have to register your card and create an online account.
To initiate your Sears Credit Card Online Account registration, have the Sear Card handy to access the necessary information and follow the steps listed below.
- Visit the www.searscard.com
- Select your card to open the account login portal.
- Click on the “Register Your Card” found at the bottom of the Sign-On area at the left-hand side of the page after entering the portal.
- You will be directed to your Sears Credit Card Registration Verification page where you are required to input your Card Number, Name as it appears on the card, CVV or Security Code on the back of the card at the end of the signature panel, and the Last 4 digits of the Primary Cardholder’s SSN
- Click on the “Verify” button to move forward to set up your Sears Credit Card Online Account
How to Log In Sears Credit Card Online Account
Once the registration is complete and you create the required login credentials for your Sears Credit Card Online Account, you can log in to it at any time as you want and access all the benefits of the service. For logging in, you can
- Go to the Sears Credit Card website at www.searscard.com and click on your card below ‘SELECT A CARD TO MANAGE YOUR ACCOUNT’.
- Entering the designated page, type the User ID registered with your Sears Credit Card Online Account in the first field of the Sign-On box on the left of the screen.
- Check the “Remember My User ID” box to store the info on the device you are using to speed up the process when you login next time using the same device.
- Provide the Password linked with that account in the following field.
- Click on the “Sign On” button to access your Sears Credit Card Online Account.
How to Recover Your Sears Card Online Account Login Information
If you have any trouble while logging into your existing Sears Credit Card Online Account or forgot the login credentials, you can recover them and regain your account access.
To initiate the recovery procedure, click on the “Retrieve User ID” or “Reset Password”, based on your requirement. and enter the following information to verify the card information.
- Name as it appears on the Card
- Last 4 digits of the Primary Cardholder’s SSN
- And Phone Number
Click the “Verify” button and follow the prompts to find the User ID or set a new password to log in your Sears Card Online Account.
For any queries or problem, dial the number back of your credit card or on the billing statement. You can also use the following ways.
Sears Credit Card Application Customer Service Number: 1-877-491-0609
Sears Shop Your Way Mastercard Application Customer Service Number: 1-877-816-8718
Shop Your Way Mastercard General Customer Service Number: 1-800-669-8488
To report a lost or stolen card, dial 1-800-819-9000
For technical difficulty or trouble logging in, call 1-877-254-8073
P.O. Box 6282
Sioux Falls, SD 57117